Earn interest and feel secure in the certainty of any Capitol Federal Certificate of Deposit product.
Interest Rates and Annual Percentage Yields(APY)
Rates Effective as of: July 29, 2010
Certificates of Deposit
| Term of Deposit | Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield (APY) | Footnote |
|---|---|---|---|---|
| 91 Days | $1,000 | 0.40% | 0.40% | (3) |
| 182 Days | $1,000 | 0.70% | 0.70% | (3) |
| 8 Months | $1,000 | 0.90% | 0.90% | (2) |
| 10 Months | $1,000 | 1.00% | 1.00% | (2) |
| 1 Year | $1,000 | 1.49% | 1.50% | (2) |
| 14 Months | $1,000 | 1.24% | 1.25% | (2) |
| 19 Months | $1,000 | 1.44% | 1.45% | (2) |
| 2 Years | $1,000 | 1.59% | 1.60% | (2) |
| 27 Months | $1,000 | 1.79% | 1.80% | (2) |
| 30 Months | $1,000 | 1.88% | 1.90% | (2) |
| 3 Years | $1,000 | 2.28% | 2.30% | (2) |
| 4 Years | $1,000 | 2.71% | 2.75% | (2) |
| 5 Years | $1,000 | 2.96% | 3.00% | (2) |
| 8 Years | $1,000 | 2.96% | 3.00% | (2) |
| 18-Month Floating Rate | $500 | 1.00% | 1.00% | (2,5) |
| Floating Rate Retirement Savings | $100 | 1.00% | 1.00% | (2,4,5) |
(1) Special Limited Time Offer
(2) Interest compounded daily and paid quarterly
(3) Interest compounded daily and paid at maturity
(4) An IRA also may be invested in a certificate account with a term of 4 years or less.
(5) The interest rate and annual percentage yield may change monthly after the account is open. The interest rate shall be adjusted on the first day of each calendar month to equal the coupon rate for U.S. Treasury obligations issued for two years as determined by the most recent auction. The minimum interest rate is 1.00%, the maximum interest rate is 10.00%.
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