Open a Checking Account Online


Welcome to True Blue® Checking!

At Capitol Federal®, we offer simple checking accounts with convenient access so you can manage your money your way. Choose the account that is perfect for you:

Simple Blue

Our most popular account with no minimum balance fees or monthly service charges. Learn more about Simple Blue.

Genuine Blue

An account that pays interest with an average daily balance of $1,000 to avoid a monthly service fee. Learn more about Genuine Blue

Heritage Checking

For customers age 50 or better, we offer our Heritage accounts with special features, including our Heritage Travel Club. Customers have two Heritage Checking options to choose from:

Heritage Blue: No minimum balance fees or monthly service charges. 

Heritage Plus: Earn interest with an average daily balance of $1,000 to avoid a monthly service fee

Learn more about Heritage Checking.

Open an Account

Open a CapFed® checking account online, today.

Open a New Account Online

Would you like to visit us in person, or find a location near you? Select the link below to search by city or zip code.

Find a CapFed® Near You
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all accounts feature:

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Share Your #CapFedSKC Journey

Enter to win tickets to great Kansas City events by sharing your #CapFedSKC fan journey.

More About Contest
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win up to $500 for sharing your thoughts!

Each week, we will ask a simple question (or two). Provide us with your answers and then enter to win a VISA® gift card valued anywhere from $50 to $500. Each week we will give away one gift card to one winner.

Share Your Thoughts
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Bank On Mobile

Take your account with you, wherever you go.  View balances, make payments and deposit checks from your mobile phone.

Start Mobile Banking
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CapFed® 100+ ATM Network

Capitol Federal® cardholders receive ATM access, with no transaction fees, at CapFed® ATMs and participating retail ATM locations, like Walgreens. ATMs are available across Kansas and Western Missouri.

Find an ATM