Keeping your true blue® direct debit card protectedEMV Chip Card Technology
Chip technology gives your card an added layer of security. Every new CapFed® debit card has an embedded secure computer chip for added fraud protection when making purchases at a chip-enabled terminal. It works by first validating your card and then generates a one-time use security code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
- Includes chip technology for greater security
- Easy to use at chip-enabled terminals
Verified by Visa®
Verified by Visa® is a unique service that uses personal passwords for Internet transactions to help protect Visa® card numbers against unauthorized use. Once you activate your card, no one else can use your Visa® card number at any participating online stores - without your personal password. Sign up today!
Debit Card Safety Tips
The following are some Consumer Reports suggestions about keeping your debit card information safe:
- Beware when using foreign ATMs
If you see an out-of-order sign on a legitimate ATM, beware of using a nearby ATM. Thieves may have set up a phony ATM to “skim” card data. Consumer Reports also suggests keeping your PIN code separate from your ATM or debit card. Also, when keying your PIN into an ATM or card reader, shield the keypad with your free hand. Do not allow hidden cameras or any person to be in sight of the keypad.
- Protect your card and information at gas pumps
Consumer Reports reported, “Card-skimming at gas stations is likely to increase.” To protect yourself, use cash or process your debit card as a credit card transaction instead of using your PIN.
- Update your account weekly
Be sure to maintain your account, so should any unauthorized transactions take place, you may report them quickly. Time is of the essence!
- What to do with receipts?
Do not discard receipts at ATM locations or the gas pump. Keep them until you match the amounts with the transactions; wait for them to clear the bank, then shred the receipts.
- Your trash may be a treasure to a thief
Be sure to shred bank account statements and other financial information prior to tossing them in the trash. Trash is among the top methods used by thieves to commit Identity Theft. Protect yourself – Don’t let them do it to you!