Our Story

For over 130 years, Capitol Federal® has been a leader in financial stability and trust in the communities we serve. Founded in 1893 in Topeka, Kansas, we have remained steadfast in our corporate philosophy of Safety in Savings, Sound Lending Policies, Quality Customer Service, and Commitment to Community. From our humble beginnings as a savings and loan association, we’ve grown into a corporate leader and trusted banking partner across the region.

Our History: Built Strong.

On September 16, 1893, during the Panic of 1893, fifteen men gathered to form the Savings and Loan Association of Topeka. The Bank was established during a time of economic uncertainty, but with a vision to help people build better futures. Throughout its first 50 years, the bank weathered the Great Depression and two World Wars, all while staying true to its core principles and remaining customer-first. By the 1950s, CapFed® had opened the first bank branch in Kansas and quickly expanded beyond two Topeka offices, adding one branch in Lawrence and one branch in the Kansas City area.

In 1960 Capitol Federal installed its first "computer" - a Univac "tab" machine, and continued to lead in technological advances with the installation of an online data processing system in 1972, followed by the first "Passcard", then a telephone bill pay system and the Bank's first ATM. The Bank grew steadily through the 20th century in asset size and footprint, setting a solid foundation for future growth. In 1995 the iconic True Blue® logo was introduced, symbolizing our commitment to honesty, integrity, and stability—values that continue to guide us today. In 1999, Capitol Federal Financial went public, raising substantial capital and allowing the bank to continue expanding its services and reach. Now, with over 40 locations across Kansas and Missouri, we remain dedicated to delivering high-quality financial services to our customers with both secure technologies and exceptional customer service.

True Blue® Leadership.

We believe positive leadership uplifts everyone and leadership is about making others around you better. We have a management team that is both accessible and knowledgeable, leading by encouragement and cooperation, and inspires teams to achieve their potential. In addition, leadership among peers plays a role in contributing to the success and growth of our employees.

Our Values Drive Everything We Do.

• Quality Customer Service: Our customers are at the center of every decision we make. We strive to provide exceptional service during each and every interaction.
• Financial Stability - Safety in Savings and Sound Lending Policies: We prioritize long-term financial health over short-term gains, ensuring a stable and secure future for our customers and shareholders.
• Commitment to Community: We believe in giving back and strengthening the communities we serve. Through charitable contributions, volunteerism, and sponsorships, we support local organizations and events that make a difference. Our employees volunteer thousands of hours annually to various causes.

Looking to the Future: Always Strong.

As we look ahead, we will continue to keep the customer first. We are expanding our digital capabilities while maintaining the high level of service our customers expect. We are utilizing technology to make banking convenient, secure, and accessible, all while preserving the high-touch service that sets us apart.

We are committed to being a bank built for the future.  Whether you’re buying your first home, starting a business, or planning for retirement, Capitol Federal will be there to help you achieve your goals.