Auto Personal

Auto and Personal Loans

great rates geared for you

When choosing a better car, choose a better loan, too.  Secure your auto financing with Capitol Federal® before you shop. This ensures you can get the best deal possible whether you’re buying a new or used vehicle, refinancing, or purchasing a lease buyout.

Capitol Federal auto loans offer…

  • Competitive fixed rates
  • Loans for the 10 most recent model years
  • 0.25% savings with automatic payment from a CapFed® savings or checking account
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what would my car payment be? 

Determine your car payment based on several purchase factors, like any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined, the interest rate and the term of the loan is used to estimate your monthly car payment.

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certificate of deposit (CD) loan

Borrow against your Capitol Federal® fixed rate CD with interest rates 2.00% above the interest rates used as collateral. Loan amounts can be up to 90% of the CD balance, and funds are available for any purchase.

CD Loans offer…

  • Interest rates at 2.00% above the interest rate of the Capitol Federal Certificate of Deposit
  • Loan amounts up to 90% of the Certificate of Deposit balance
  • Flexible payment options including Interest Only and amortizing payment
  • 0.25% savings with automatic payment from a CapFed® savings or checking account for amortizing payment option (excludes Interest Only)
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    Loans for your personal needs

    Sometimes life throws you a curveball or hands you an opportunity, and we can help. We offer unsecured personal loans for your convenience and the freedom to purchase what you want. Use for any purchase – whether it be vacation, an older model car or to consolidate debt.

    Personal Loans offer…

    • Quick loan decisions
    • Competitive fixed interest rates
    • 0.25% savings with automatic payment from a CapFed® savings or checking account

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