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Certificate of Deposit (CD) Loan

ENJOY a lower rate

Borrow against your Capitol Federal® fixed rate Certificate of Deposit for any purchase you’d like to make.  Loan amounts are available up to 90% of your CD balance and interest rates are 2.00% above the current interest rate of your CapFed® CD.

Capitol Federal Certificate of Deposit Loans offer:

  • Interest rates at 2.00% above current interest rate of the Capitol Federal Certificate of Deposit
  • Monthly amortizing, monthly interest-only or quarterly interest-only payments available
  • Loan amounts up to 90% of the Certificate of Deposit balance
  • Savings of an additional 0.25% on amortizing payment loans with automatic payment from a Capitol Federal checking or savings account

Simply download and complete the application. Then, you can hand deliver or mail your application to any of our local branch offices. Or, fax your complete application to 785-270-6024.

Loan information is subject to change. Certain restrictions apply.

Open an Account

Open an account at any of our branch locations. Enter your zip code to find a CapFed® branch nearest you.  

Have questions about which account is best for you?  

Contact Us
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Let Us Do It For You

Save time and let us auto-deduct your loan payments with pre-authorized transfers.  

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Expand Your Savings

Choose from a range of short- and long-term CDs to save for whatever you have in mind. CDs provide guaranteed rates for secure savings. There’s never a better time to start saving – than today!

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