Step-By-Step Homebuyers Guide

there's no place like home

Strong lending stands the test of time.  Your future is secure…Our history is your guarantee.

Throughout the life of your loan, enjoy helpful answers from a friendly Capitol Federal® employee in your city, not a stranger somewhere across the country.

Whether you’re buying your first home, moving or refinancing your present mortgage, we’ll be here to help you every step of the way.

Need Help?

Contact a local loan professional to help you.

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Step 1

Is Homeownership Right for You?

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Step 2

Advantages and Risks

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Step 3

Steps to Homeownership

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Step 4

Understanding Your Credit

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Step 5

Choosing the Right Mortgage Lender

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Step 6

The Loan Process

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Step 7

Choosing the Correct Mortgage

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Step 8

The Closing

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keep me informed of loan rates

Sign up to receive bi-weekly rate update emails and learn more about Capitol Federal® home loan products. These short emails are the perfect way to monitor mortgage interest rates at Capitol Federal.

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download the homebuyers guide

Download and print your own copy of "There's No Place Like Home", An Easy Step-by-Step Homebuyers Guide to take with you as you shop for your first home. If you'd like a printed copy, stop by a Capitol Federal® office and request one, or email

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Today's Featured Rates

See current rates online for fixed and adjustable rate conventional loans at Capitol Federal®.

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How much home can you afford?

Determine your ability to buy the home you want with our home affordability mortgage calculator. It’s free and easy to use. Try it today!

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Mortgage Help Center

Get answers to all your mortgage questions and learn more about the mortgage loan process.

Visit Help Center