When buying a home, Capitol Federal® doesn't look just at your income, assets, and the down payment you have. We also take a look at all of your liabilities and obligations, including auto loans, credit card payments, child support, potential property taxes, student loans and insurance, and your overall credit rating. Use our free home affordability mortgage calculator to determine how much of a mortgage you may be able to obtain.
Please complete the calculator form for results.
Each lender may have different qualifying ratio requirements. Please ask your loan consultant for more information.
If you’re ready to apply or get pre-approved for a mortgage, start the application now. You can always save it and return later.