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How Much Home Can I Afford?

When buying a home, Capitol Federal® doesn't look just at your income, assets, and the down payment you have. We also take a look at all of your liabilities and obligations, including auto loans, credit card payments, child support, potential property taxes, student loans and insurance, and your overall credit rating. Use our free home affordability mortgage calculator to determine how much of a mortgage you may be able to obtain.

Income and Debt Obligations
New Loan Assumptions


Please complete the calculator form for results.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. It is not meant to provide you financial, legal or tax advice, and such information should not be relied upon as your only source of information. 

Each lender may have different qualifying ratio requirements. Please ask your loan consultant for more information.

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Capitol Federal® offers a variety of mortgage products with competitive rates and local loan servicing for the life of the loan.

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