Open a Savings Account Online


Welcome to True Blue® savings!

Any solid financial plan includes a secure place to put money aside for emergencies, vacations, future purchases or retirement. At Capitol Federal®, we provide a wide range of long- and short-term savings options, from certificate of deposit products to the flexibility of a Money Market Select account. When you choose Capitol Federal for your savings solution, your money is always safe and secure - it's our True Blue promise. 

win up to $500 for sharing your thoughts!

Each week, we will ask a simple question (or two). Provide us with your answers and then enter to win a VISA® gift card valued anywhere from $50 to $500. Each week we will give away one gift card to one winner.

Share Your Thoughts
Share Your Thoughts to Win Image
CD Image

certificate of deposit (cd)

CDs are the easiest way to save if you do not need immediate access to your money. Earn interest and feel secure in the certainty of any Certificate of Deposit product. Choose from short- to long-term CD rate options, and lock in a guaranteed rate for whatever length of time you want. Typically, the longer the term you select, the higher the interest rate.

Perfect for…

  • Long-term savings goals
  • Retirement savings
  • Adding secure investments to an overall savings strategy
Open Account CD Rates

passcard savings

If you are opening your first savings account or want to save for unplanned expenses or special purchases, this is the account for you. With as little as $100, you can begin to save and earn interest.

Perfect for…

  • Everyone
  • An unplanned expense account (emergency savings)
  • Specific goals or special purchases
Open Account More on Passcard Savings
Statement Savings Image
Money Market Image

money market select

Earning a higher interest rate and having cash easily available for alternative investments are both convenient and smart. The Money Market Select account is like a savings account, but with the added features of a checking account. The more you save in the account, the more you’ll earn with this tiered-rate account.

Perfect for…

  • Maintaining higher balances
  • Flexible access to your money
  • Unplanned expense account
Open Account