Use intraFi® Cash service to access fdic insurance for business deposits larger than $250,000

Have peace of mind knowing your cash is eligible for the protection of FDIC insurance. Whether you have $250,000 or millions, you can rest easy with IntraFi Cash Service, previously known as the Insured Cash Sweep®, at Capitol Federal®.  When your transaction account balance exceeds a specific balance, the excess funds are transferred (swept) into either interest-bearing demand deposit accounts or money market deposit accounts at other FDIC insured banks within IntraFi's network of banks. You can enjoy the security of access to FDIC insurance from many banks while working directly with and receiving one monthly statement from Capitol Federal. 

With the ICS you can:

Earn interest. Put excess cash balances to work in either interest-bearing  demand deposit accounts or money market deposit accounts. 

Maintain access to funds. Access funds through unlimited withdrawals for funds place in DDAs and up to six withdrawals per month for funds placed in MMDAs. 

Enjoy peace of mind. Funds placed through IntraFi Cash Service are placed in regulated, FDIC insured institutions in IntraFi's network of banks.

Save time. Work directly with Capitol Federal - your trusted banking partner.

For more information about IntraFi Cash Service, call our Business Banking team at 1-888-510-7333.

Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi, ICS, and IntraFi Cash Service are registered service marks of IntraFi LLC.