Flexible to meet your needs
Turn your dreams into a reality by growing your small business. The Business Checking account offered at Capitol Federal® is ideal for businesses and organizations with limited transaction activity and moderate account balances. $100 Minimum to open an account with a $10 monthly maintenance fee. $1,500 average daily balance to avoid maintenance fee.
With a Capitol Federal Business Checking account, customers receive no charge for the first 100 transactions, which includes each debit, credit and deposited item. After 100 transactions it is $0.25 for each item. This account may also be used as an additional, supplementary account to your current banking relationship.
Even when you aren’t able to visit a branch, you will still have access to your account online. With True Blue Online® Business, you are always connected - pay bills, transfer money, check balances and more from your computer or mobile device.
Open an Account
Ask about opening a business account at any of our branch locations. Enter your zip code to find a CapFed® branch nearest you.
Have questions about Business Banking? Call 1-888-510-7333 or email businessbankers@capfed.com
Account Features
- No charge for the first 100 transactions, which includes each debit, credit, and deposited item
- $0.25 per transaction, after the first 100 transactions
- Minimum opening deposit: $100
- Average daily balance to avoid monthly maintenance fee: $1,500
- Monthly maintenance fee: $10


True Blue Online® Business
Have 24/7 access to the finances of your business with True Blue Online® Business. View account balances for deposit accounts and loans, transfer funds, make payments and more.

Compare Business Checking Accounts
Explore the business checking account options from CapFed®. Our business checking accounts are easy to manage and provide the flexibility you need.

Business Debit Card
Conveniently make purchases for your business, anywhere you see the VISA® logo, with a business debit card.
More on Business Debit Card
Small Business Loans
Grow your business into a stronger more profitable company with a small business administration (SBA) loan from Capitol Federal®.