Every Account includes...With a Capitol Federal® checking account, you get a True Blue® Direct Visa® debit card (with fee-free access to 100+ ATMs), a simple way to access your accounts both online and via mobile, plus online bill payment.
Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers.
It’s what has made us True Blue for over 120 years.
No monthly service charge and no minimum balance fees make the Simple Blue account a popular checking account. The name says it all – no complications, no set requirements to meet each month and no hidden fees. Simply the easiest way to bank.
- Everyday needs
- Maintaining lower balances
It pays to have a Genuine Blue checking account. Earn interest on balances greater than $100 and have access to your account online and by mobile device, anytime, anywhere. This account is ideal for customers with higher average daily balances. Be genuine, be True Blue.
- Earning interest
- Everyday spending
- Maintaining higher balances
Heritage blue and Heritage plus
Whether it’s enjoying New York during the holidays or receiving the exclusive Heritage Traveler eNewsletter, Heritage Blue and Heritage Plus accounts offer our customers extra features and options. Choose between an interest bearing checking account or no minimum balance fee. Learn about annually sponsored trips, and travel the world with friends. Heritage checking is for the best years of your life – make the most of it.
- Customers ages 50 and better
- Banking your preferred way – branch, online, mobile
- Travel lovers
First blue - Just for Students
Opening a First Blue checking account is an important step to teaching young people how to properly manage their money. Teens learn valuable real-world skills by carrying a True Blue Direct Visa debit card, having a True Blue Online® account and accessing their account as they wish. Parents can provide guidance as a joint-owner. With a $25 minimum deposit to open, the First Blue account sets students up for success.
- High school students
- First-time account holders
- Joint-ownership with a parent
True blue® money prepaid cards
Easy to use. Easy to reload. Easy to get cash. Easy to love. Get a True Blue Money prepaid card at any Capitol Federal branch with no fees to open or activate. It’s the perfect card to pre-load funds for your child’s spending, or to set budgets for yourself. With 5 unique designs to choose from, you’ll find the perfect prepaid card for you.
- Students and young adults