Checking Overview


limited time gift offer!

November 25 - December 24, 2016

Open a Blue Bucks Kids' CD, or add to an existing Blue Bucks Kids' CD, with $100 or more and receive a cool roll-up sled and sticker sheet for extra fun*! This special gift is only available until December 24, 2016 or while supplies last.

*CD offer available from 11/25/16 to 12/24/16 for Blue Bucks CD accounts opening in branch only. Interest compounded daily and paid quarterly. 12-month variable rate CD. The interest rate and annual percentage yield (APY) may change monthly after the account is open. Premature withdrawals from Certificates of Deposit shall be subject to a penalty. While supplies last. Limit one gift per account opened.

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Every Account includes...

With a Capitol Federal® checking account, you get a True Blue® Direct Visa® debit card (with fee-free access to 100+ ATMs), a simple way to access your accounts both online and via mobile, plus online bill payment.

Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. 

It’s what has made us True Blue for over 120 years. 

Compare Accounts

Simple blue

No monthly service charge and no minimum balance fees make the Simple Blue account a popular checking account. The name says it all – no complications, no set requirements to meet each month and no hidden fees. Simply the easiest way to bank.

Perfect for…

  • Everyone
  • Everyday needs
  • Maintaining lower balances
More on Simple Blue Switch to CapFed
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Genuine Blue

It pays to have a Genuine Blue checking account. Earn interest on balances greater than $100 and have access to your account online and by mobile device, anytime, anywhere. This account is ideal for customers with higher average daily balances. Be genuine, be True Blue.

Perfect for…

  • Earning interest
  • Everyday spending
  • Maintaining higher balances

More on Genuine Blue Switch to CapFed

Heritage blue and Heritage plus

Whether it’s enjoying New York during the holidays or receiving the exclusive Heritage Traveler eNewsletter, Heritage Blue and Heritage Plus accounts offer our customers extra features and options. Choose between an interest bearing checking account or no minimum balance fee. Learn about annually sponsored trips, and travel the world with friends. Heritage checking is for the best years of your life – make the most of it.

Perfect for…

  • Customers ages 50 and better
  • Banking your preferred way – branch, online, mobile
  • Travel lovers
More on Heritage Accounts Switch to CapFed
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First blue - Just for Students

Opening a First Blue checking account is an important step to teaching young people how to properly manage their money. Teens learn valuable real-world skills by carrying a True Blue Direct Visa debit card, having a True Blue Online® account and accessing their account as they wish. Parents can provide guidance as a joint-owner. With a $25 minimum deposit to open, the First Blue account sets students up for success.

Perfect for…

  • High school students
  • First-time account holders
  • Joint-ownership with a parent
More on First Blue Switch to CapFed

True blue® money prepaid cards

Easy to use. Easy to reload. Easy to get cash. Easy to love. Get a True Blue Money prepaid card at any Capitol Federal branch with no fees to open or activate.  It’s the perfect card to pre-load funds for your child’s spending, or to set budgets for yourself. With 5 unique designs to choose from, you’ll find the perfect prepaid card for you.

Perfect for…

  • Traveling
  • Budgeting
  • Students and young adults
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