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featured cd rate

Interest Rates and Annual Percentage Yields (APY) 

Rates Effective as of: December 13, 2018

Term of Deposit Minimum Balance to earn APY Interest Rate Annual Percentage Yield
1 Year $1,000 1.98% 2.00%
Open the Featured CD at any Capitol Federal® branch or online today.

May be subject to early withdrawal penalty. $1,000 minimum balance to open and earn APY. Certain restrictions apply when opening an account online. IRAs and personal trust accounts cannot be opened online. Rates subject to change.

rick jackson, chief lending officer, discusses the current housing market

Executive Vice President Rick Jackson, CLO, shares his thoughts on housing prices, demand, Capitol Federal's local loan servicing and why this is a great year to buy a house.

Check back often to learn more about the economy, finances, housing and our True Blue® traditions by watching our CapFed® series of videos, here on These short snippets of video will provide insights to help you make more informed decisions as you make your way through 2018 and beyond. Both our Executive Team and our employees will be featured, telling you what you need to know and what's to come. We are excited to share what it means to be True Blue. 

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Strong lending stands the test of time

Your future is secure… our history is your guarantee.

Throughout the life of a Capitol Federal® loan, you will enjoy helpful answers from a friendly local employee in your city, not a stranger somewhere across the country. Whether you’re buying your first home, moving or refinancing your present mortgage, we are here to help you every step of the way.

Home Loan options available…

  • Fixed Rate
  • Adjustable Rate (ARM)
  • Purchase + Improvement
  • Home-At-Last Program
  • Construction-to-Permanent
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Put Your home to work for you

What would you do if you could use the equity in your home for purchases? Home improvements, debt consolidation, or a new car? It’s up to you. You can even get a Capitol Federal® Home Equity Loan no matter where you have your first mortgage. You'll enjoy a low rate, the interest is usually tax-deductible*, and your loan always stays with us.

*Consult your tax advisor regarding the deductibility of interest.

Perfect for…

  • Home Improvement Projects
  • Debt Consolidation
  • Tuition
  • New Car Purchase
More on Home Equity Loans
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refinance with someone you trust

Reduce your monthly mortgage, lock in a better rate or just free up some equity in your home. We are here to help you meet your goals with local mortgage consultants right in your neighborhood. Also, your loan will always stay with CapFed®, meaning you have someone you can call with any questions.  

More on Refinancing Mortgage Rates

Loans for your personal needs

Get the personal loan you need for the things you want. From fixed-rate personal loans and car loans to Certificate of Deposit loans, we have the financing solutions designed for you. We offer competitive rates and personal local service.  Apply today.

Options available…

  • Fixed Rate Personal Loan
  • Car and Light Truck Loan
  • Certificate of Deposit Loan
More on CapFed Loans Consumer Loan Rates
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determine your payments

Use our free loan calculators to calculate what your auto payments may be, how much home you can afford or determine payments for a new or refinanced mortgage. The loan amount, interest rate and the term of the loan can have a dramatic effect on the total amount you will eventually pay.