A conventional fixed-rate mortgage guarantees the interest rate will remain the same over the life of the loan. This offers you the security of knowing the principal and interest portion of your monthly payment will not change. Interest rates remain low, making this a great time to purchase a home. Apply online and enjoy the ability to lock in a conventional rate while you shop.
Are you a first-time homebuyer? Visit our home buying guide for the information you’ll need to navigate the process without difficulty.Learn More Apply Online
Buy the house you want and make improvements with one mortgage loan. Simply submit your bids for the improvements at the time of the loan application, and we will appraise the house taking your bids for improvements into consideration. This type of mortgage loan typically has lower monthly payments than regular improvement loans.
Buy it good. Make it great.Learn More
Our Home-At-Last loan program is specially designed to meet the needs of low- to moderate-income homebuyers. We offer several financing options to fit your budget. If you qualify, there are no minimum loan amounts, you need very little down and you receive quick loan decisions. Plus, you'll always get the personal service that's a True Blue® tradition at Capitol Federal®. Additional program requirements apply.Learn More