Get Pre-Qualified

Unlock your homebuying potential with a Pre-Qualification from Capitol Federal®. Discover your borrowing power quickly and start your journey to homeownership today.

Curious about homeownership? Start with a pre-qualification.

Thinking about buying a home but not ready to submit all the paperwork? A pre-qualification is a fast and simple way to explore your options and it will provide you with an estimated loan amount and price range based on your self-reported income, employment, and assets—with a soft qualification credit report. You will also have the opportunity to learn about the many different loan programs we offer that will best fit your needs.  You will receive a closing cost estimate indicating the approximate amount of funds necessary to close a loan, as well as a “pre-qualification” letter if you are pre-qualified.  This letter is not a commitment to make a loan nor is it an interest rate commitment. All self-reported information will require verification and final review and approval from underwriting.

  • Soft qualification credit report
  • No Application Fee
  • Estimate of borrowing power
  • Non-binding decision


Get Pre-Qualified

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Get answers to your mortgage questions and learn more about the home loan process. Plus, determine your ability to buy the home you want with our home mortgage calculators.

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