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Well done! You've taken a step in the right direction in the home buying process by choosing CapFed® for your pre-approval. Being pre-approved for a home loan makes your home buying process simpler as a buyer. We pre-approve all homebuyers so there are no surprises at closing.
Why A Pre-Approval?
- A pre-approval is accurate
- Your credit, income and assets are verified
- CapFed® will provide an official letter with an approved loan amount
- There is no obligation or commitment
To get pre-approved, you’ll need to have the following information on hand:
- W-2s (last 2 years)
- Recent pay stubs
- Recent bank statements and other financial statements
- Personal information
- Outstanding debt information
- Current Asset information
- Type of loan you are considering
We may require more documents, depending on your circumstances, but this is a good start to complete the online portion.
In addition, we will run a credit report as part of our underwriting process.
Once you have gathered your information, completing your pre-approval should only take a few minutes. If you run out of time, or need to find documentation, you can always save and come back at a later date. We look forward to serving your loan needs.