Personal Banking

From checking and savings accounts to online and mobile banking, Trust services, mortgage home loans and consumer loans, Capitol Federal® offers convenient and secure solutions to manage your money and reach your goals.
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Personal Banking Services

Explore the products and services offered to find the perfect one for you.

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Compare Checking Accounts

We offer simple accounts that allow you to conveniently access and manage your money your way.  Compare checking accounts and select the best option for you.

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True Blue Online® - Direct and Secure Access

It’s easier than ever to check your finances wherever you are. True Blue Online® allows you to bank anywhere, anytime. Fast, easy and secure banking:

  • Pay bills
  • Check balances and account transactions
  • Transfer funds
  • See eStatements and other documents
Learn More True Blue Online® Demo

We Have a Loan for That

We have a loan for you! Explore a wide range of borrowing options from Capitol Federal®. Our experienced Loan Professionals and branch staff are ready to help you find a loan tailored to your specific needs.

  • Mortgage Loans
  • Home Equity Loans
  • Student Loans
  • Personal Loans
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Wealth Management

We are committed to helping you, and your family, achieve your financial goals. You can rely on Capitol Federal® to provide personalized investment services as part of our Brokerage Services, and handle your assets for generations to come, with care and financial stability through our Trust Services department.

Learn More About Investment Services Learn More about Trust Services

Featured Certificate of Deposit

21-Month CD
4.10 % APY 1

Open online or at any Capfed® branch.

Open Online
  1. APY = Annual Percentage Yield. May be subject to early withdrawal penalty. $1,000 minimum balance to open and earn APY. Certain restrictions apply when opening an account online. IRAs and personal trust accounts cannot be opened online. Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days. The interest is compounded daily and paid at maturity for the 91 Days and 182 Days term of deposit. Rates subject to change.
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How to Recognize and Prevent Cybercrimes

Have you, or someone you know, been a victim of a cybercrime? If so, you’re not alone.
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Thinking About Building or Buying Your Next Home

If you’re ready to move or buy a new home, you’re now faced with a decision: “Should I purchase an existing property or build a new home?” There's much to be considered when choosing between a newly built home and an existing property.
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Four Reasons to Pay Your Bills Online

Remember the days when an envelope with a stamp was the most efficient way to pay a bill? Thanks to online bill payment sites and apps, such as True Blue Online®, that era is long gone.
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Man and woman are sitting at the desk of a personal banker. The Banker has their back to the camera. Man and woman are smiling.

IRA Rollover - Secure Your Retirement

Retirement is coming, and as a smart saver, you have been preparing for it. After all your years of planning, be sure to continue making the correct decisions now to assure a secure retirement later. As the time draws near, it is important to understand the rules regarding rollovers, transfers and aggregations of required minimum distributions (RMDs).
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