Compare Capitol Federal® Checking Accounts
Personal Checking |
Most Popular
Simple Blue Checking AccountSay goodbye to monthly service charges and complicated requirements with the Simple Blue checking account, which you can open with a $100 deposit. Enjoy the convenience of online and mobile banking and fee-free access to Capitol Federal ATMs. The account includes a True Blue® debit card for ATMs and Visa® transactions. Manage your account, check balances, transfer funds, and pay bills anytime from your desktop or mobile device. |
Earns Interest
Genuine Blue Checking AccountOpen a Genuine Blue checking account with a $100 deposit to start earning interest and receive one free box of True Blue® checks annually. There’s no monthly service charge if you maintain an average daily balance of $1,000 or more; otherwise, consider the Simple Blue account. Manage your account, pay bills, transfer money, and check balances anytime from your computer or mobile device using True Blue Online® and Mobile Banking. |
|---|---|---|
| Perfect for... |
All Ages |
All Ages |
| Minimum Opening Deposit |
$100 |
$100 |
| No Monthly Service Charge |
|
$1,000 average daily balance |
| Earns Interest |
No |
$100 minimum balance to earn interest |
| Free Check Reorders |
No |
1 box per 12-month cycle, True Blue® design |
Personal Checking
Simple Blue Checking Account
Say goodbye to monthly service charges and complicated requirements with the Simple Blue checking account, which you can open with a $100 deposit. Enjoy the convenience of online and mobile banking and fee-free access to Capitol Federal ATMs. The account includes a True Blue® debit card for ATMs and Visa® transactions. Manage your account, check balances, transfer funds, and pay bills anytime from your desktop or mobile device.
Perfect for...
All Ages
Minimum Opening Deposit
$100
No Monthly Service Charge
Earns Interest
No
Free Check Reorders
No
Genuine Blue Checking Account
Open a Genuine Blue checking account with a $100 deposit to start earning interest and receive one free box of True Blue® checks annually. There’s no monthly service charge if you maintain an average daily balance of $1,000 or more; otherwise, consider the Simple Blue account. Manage your account, pay bills, transfer money, and check balances anytime from your computer or mobile device using True Blue Online® and Mobile Banking.
Perfect for...
All Ages
Minimum Opening Deposit
$100
No Monthly Service Charge
$1,000 average daily balance
Earns Interest
$100 minimum balance to earn interest
Free Check Reorders
1 box per 12-month cycle, True Blue® design
Certain restrictions apply. See Disclosure and Agreement booklet for information.
Earn a $50 Statement Credit This Holiday Season!
Add your True Blue® Debit Card to your Google Wallet or Apple Wallet. Then earn a $50 Statement Credit* when you make 5 grocery store purchases, each of $100 or more in the campaign period using your digital wallet.
Add your True Blue® debit card to your Google Wallet or Apple Wallet to make fast, secure purchases with just a tap in stores and online. Digital wallets give you the convenience of accessing your cards on your favorite eligible devices. Learn more about how to set up your digital wallet and the perks of using it here.
*Between November 15, 2024 and January 15, 2025, Capitol Federal® will provide a one-time statement credit of $50 for purchases made at merchants who are assigned Visa merchant category codes that include discount stores; grocery stores; and warehouse clubs. Purchases must be made with your mobile wallet (Apple Pay or Google Pay) using your True Blue® Debit Card. Even though a merchant or some of the items that it sells may appear to fit within one of these categories, the merchant may not have a merchant code in that category. Capitol Federal has no control over a merchant’s category code(s) and purchases made at a merchant not in one of the categories listed above do not qualify for the incentive statement credit. Statement credits may take up to 6 weeks to post. To qualify for the one-time statement credit, you must make 5 separate purchases, each for $100 or more using a single CapFed debit card loaded to your mobile wallet which are settled between Nov. 15, 2024 and Jan. 15, 2025 Transactions are considered settled when the funds are debited from your account. Capitol Federal has no control over the date that a merchant processes settlement for your transaction.
True Blue® Debit Card - Secure. Convenient. Accepted.
Secure
Your security is our top priority. We use advanced technologies, including contactless payment, to protect your debit card data.
Convenient
Easily make everyday purchases without cash or checks, with no transaction fees for Point-of-Sale and Visa® transactions. Enjoy added convenience by using a digital wallet.
Accepted
The True Blue® Debit Card is accepted worldwide wherever you see the Visa® logo, including online. Enjoy fee-free ATM access at Capitol Federal® branches, and at select locations like the Capitol Federal Amphitheatre in Andover and the Legends Shopping Center in Kansas City.
Please refer to the Disclosure and Agreement for Savings and Transaction Accounts for complete information about funds availability and service charges.
eStatements: Fast. Convenient. Secure.
Get your monthly statements online faster with eStatements. Reduce the risk of identity theft by keeping sensitive information out of your mailbox. Save paper and keep your account details organized. Enroll today to stop receiving paper statements.
To Enroll:
- Log in to True Blue Online® and select "Documents".
- Accept the eStatements Terms and Conditions.
- Update your email, if needed and select the accounts for eStatements.
To View eStatements:
- Select "Documents". A new window will open.
- Choose the account to view and print, download, or view from this page.
True Blue Online® - Direct and Secure Access
It’s easier than ever to check your finances wherever you are. True Blue Online® allows you to bank anywhere, anytime. Fast, easy and secure banking:
- Pay bills
- Check balances and account transactions
- Transfer funds
- See eStatements and other documents
Stay Connected
We like to stay connected to our customers and friends. Sign up now to be the first to know about special rates, offers and promotions by joining our email list. Information will be periodically sent to your email inbox and you may edit your email preferences at any time.