Simple Blue Checking Account

Simple to manage. simple to use.

Say goodbye to monthly service charges and complicated account requirements. Say hello to the simplicity of a Simple Blue checking account. This very popular checking account is just that, simple.  Open with a minimum deposit of $100 and you can begin to enjoy the online and mobile services you’ve come to expect from your bank. 

The Simple Blue account includes a True Blue® Direct debit card for ATMs and Visa® transactions. Customers pay no transaction fees at all CapFed® ATMs, and more than 200 participating ATMs inside local retail stores, like Walgreens, across Kansas and Western Missouri. 

When you’re in a rush with no time to visit a branch, you can still check balances, review transactions, transfer funds and pay bills from anywhere at anytime. From your desktop or mobile device, we offer easy to use True Blue Online® banking and mobile applications for both Android and Apple devices. 

Certain restrictions apply.  See Disclosure and Agreement booklet for more information.

It's easy to switch to Capitol Federal®, learn how.

Open an Account

Open a CapFed® account online, today.

Open Now

Would you like to visit us in person, or find a location near you? Select the link below to search by city or zip code.

Find a CapFed® Near You

Account Features

  • No minimum balance fee and no monthly service fee
  • True Blue Online® banking with eStatements and online bill pay
  • Mobile banking with mobile deposit
  • $100 minimum deposit to open
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Special Offer for Student Banking Account

Use promo code STUDENT when opening your checking account online to receive an Amazon gift card by mail and be automatically entered to win a pair of AirPods®.  This offer is only available online to students 18 years or older. For students aged 14 - 17, please open a First Blue account at any Capitol Federal branch to participate.

Offer valid July 06, 2020 - August 31, 2020. If opening an account in a CapFed® branch, a valid student ID is required to receive the $10 Amazon gift card and be entered to to win a pair of AirPods®.

Open Account Official Rules
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New True Blue Online® Banking is Here

Exciting updates to online and mobile banking are here. For more information, visit our Resource Center.

Visit TBO Resource Center
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True Blue Online® Banking

Everything you need to manage your money is accessible from anywhere at anytime with online banking.  It’s secure and easy to use.  Pay bills, check statements, track expenses and send money to others, all from one place.

Bank Online Today
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CapFed® 200+ ATM Network

Capitol Federal® cardholders receive ATM access, with no transaction fees, at CapFed® ATMs and participating retail ATM locations, like Walgreens. ATMs are available across Kansas and Western Missouri. 

Find an ATM
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Visa® Purchase Alerts

Know where your money is going and receive purchase notifications on your True Blue® Direct debit card or True Blue Money card.

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