Featured Mortgage Rates in the Topeka Area

Discover competitive rates and local assistance in Topeka for your next mortgage home loan.
Apply Now Contact a Local Loan Professional

All interest rates are subject to change without notice. 

Conventional Rate $0 - $850,000

Featured Mortgage Rates do not include the Bank's Rate Endorsement or Loss Mitigation Transactions. Please contact a Loan Servicing Representative at 1-888-8CAPFED for more information. For VA Loans, or 20 Year Fixed Rate Loans, please contact us for today's current rates and fees.

Rates effective as of December 26, 2024
Name Rate Annual Percentage Rate (APR) Points Example Monthly Payment Schedule

30-Year Fixed Rate

Rate

6.875%

Annual Percentage Rate (APR)

6.990%

Points

0

Example Monthly Payment Schedule

The monthly payment schedule would be: 360 payments of $656.93 at an interest rate of 6.875%.

15-Year Fixed Rate

Rate

5.875%

Annual Percentage Rate (APR)

6.056%

Points

0

Example Monthly Payment Schedule

The monthly payment schedule would be: 180 payments of $837.12 at an interest rate of 5.875%.

7-Year Adjustable Rate

Rate

6.375%

Annual Percentage Rate (APR)

6.787%

Points

0

Example Monthly Payment Schedule

APR subject to increase. Based on current market conditions, the monthly payment schedule would be: 84 payments of $623.87 at an interest rate of 6.375%, and 276 payments of $658.58 at an interest rate of 7.000%
Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence.
Apply Now About ARM Rates

Conventional Jumbo Rate $850,001 - $1,100,000

Today's Featured Mortgage Rates do not include the Bank's Rate Endorsement or Loss Mitigation Transactions. Please contact a Loan Servicing Representative at 1-888-8CAPFED for more information. For VA Loans, or 20 Year Fixed Rate Loans, please contact us for today's current rates and fees.

Rates effective as of December 26, 2024
Name Rate Annual Percentage Rate (APR) Points Example of Monthly Payment Schedule

JUMBO 30-Year Fixed Rate

Rate

6.875%

Annual Percentage Rate (APR)

6.888%

Points

0

Example of Monthly Payment Schedule

The monthly payment schedule would be: 360 payments of $5,583.90 at an interest rate of 6.875%.

JUMBO 15-Year Fixed Rate

Rate

6.375%

Annual Percentage Rate (APR)

6.397%

Points

0

Example of Monthly Payment Schedule

The monthly payment schedule would be: 180 payments of $7,346.14 at an interest rate of 6.375%.

JUMBO 7/1 ARM Rate

Rate

6.375%

Annual Percentage Rate (APR)

6.688%

Points

0

Example of Monthly Payment Schedule

APR subject to increase. Based on current market conditions, the monthly payment schedule would be: 84 payments of $5,302.90 at an interest rate of 6.375%, and 276 payments of $5,597.93 at an interest rate of 7.000%
Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $850,001, and an estimated property value of $1,062,502. The property is an existing single family home and will be used as a primary residence.
Apply Now About ARM Rates

Mortgage Help Center

Get answers to your mortgage questions and learn more about the home loan process. Plus, determine your ability to buy the home you want with our home mortgage calculators.

Visit Mortgage Help Center Contact a Loan Professional