Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $550,001, and an estimated property value of $687,502. The property is an existing single family home and will be used as a primary residence. 
At a 4.125% interest rate, the Annual Percentage Rate (APR) for this loan type is 4.138%. The monthly payment schedule would be:
360 payments of $2,665.58 at an interest rate of 4.125%
Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. 
At a 3.625% interest rate, the Annual Percentage Rate (APR) for this loan type is 3.648%. The monthly payment schedule would be:
180 payments of $3,965.71 at an interest rate of 3.625%
Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. 
At a 3.125% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 4.755%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
36 payments of $2,356.07 at an interest rate of 3.125%, and 12 payments of $2,939.08 at an interest rate of 5.125%, and 312 payments of $2,976.67 at an interest rate of 5.250%
Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
About ARM rates.

At a 3.375% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 4.578%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
60 payments of $2,431.53 at an interest rate of 3.375%, and 300 payments of $2,949.91 at an interest rate of 5.250%
Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
About ARM rates.

At a 3.500% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 4.426%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
84 payments of $2,469.75 at an interest rate of 3.500%, and 276 payments of $2,922.30 at an interest rate of 5.250%
Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
About ARM rates.
