Mortgage Rates Image

Today's Featured Mortgage Rates

conventional rate $0.00 - $500,000

30 Year Fixed Rate

  • Rate:4.000%
  • APR:4.072%
  • Points:0
  • Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence.:At a 4.000% interest rate, the Annual Percentage Rate (APR) for this loan type is 4.072%. The monthly payment schedule would be:

    360 payments of $477.42 at an interest rate of 4.000%

    Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Apply Now

15 Year Fixed Rate

  • Rate:3.250%
  • APR:3.375%
  • Points:0
  • Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence.:At a 3.250% interest rate, the Annual Percentage Rate (APR) for this loan type is 3.375%. The monthly payment schedule would be:

    180 payments of $702.67 at an interest rate of 3.250%

    Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Apply Now

3 Year Adjustable Rate

  • Rate:2.750%
  • APR:3.693%
  • Points:0
  • Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence.:At a 2.750% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.693%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

    36 payments of $408.24 at an interest rate of 2.750%, and
    324 payments of $464.77 at an interest rate of 3.875%

    Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Apply Now

5 Year Adjustable Rate

  • Rate:3.000%
  • APR:3.637%
  • Points:0
  • Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence.:At a 3.000% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.637%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

    60 payments of $421.60 at an interest rate of 3.000%, and
    300 payments of $463.17 at an interest rate of 3.875%

    Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Apply Now

7 Year Adjustable Rate

  • Rate:3.125%
  • APR:3.595%
  • Points:0
  • Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence.:At a 3.125% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.595%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

    84 payments of $428.38 at an interest rate of 3.125%, and
    276 payments of $461.70 at an interest rate of 3.875%

    Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Apply Now
30 Year Fixed Rate 15 Year Fixed Rate 3 Year Adjustable Rate 5 Year Adjustable Rate 7 Year Adjustable Rate
Interest rates are subject to change without notice. Apply Now Apply Now Apply Now Apply Now Apply Now
Rate 4.000% 3.250% 2.750% 3.000% 3.125%
APR 4.072% 3.375% 3.693% 3.637% 3.595%
Points 0 0 0 0 0
Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000, and an estimated property value of $125,000. The property is an existing single family home and will be used as a primary residence. At a 4.000% interest rate, the Annual Percentage Rate (APR) for this loan type is 4.072%. The monthly payment schedule would be:

360 payments of $477.42 at an interest rate of 4.000%

Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 3.250% interest rate, the Annual Percentage Rate (APR) for this loan type is 3.375%. The monthly payment schedule would be:

180 payments of $702.67 at an interest rate of 3.250%

Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 2.750% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.693%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

36 payments of $408.24 at an interest rate of 2.750%, and
324 payments of $464.77 at an interest rate of 3.875%

Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 3.000% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.637%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

60 payments of $421.60 at an interest rate of 3.000%, and
300 payments of $463.17 at an interest rate of 3.875%

Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 3.125% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.595%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

84 payments of $428.38 at an interest rate of 3.125%, and
276 payments of $461.70 at an interest rate of 3.875%

Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

conventional jumbo rate $500,001 - $1,000,000

JUMBO 30 Yr Fixed Rate

  • Rate:4.125%
  • APR:4.139%
  • Points:0
  • Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $500,001, and an estimated property value of $625,002. The property is an existing single family home and will be used as a primary residence.:At a 4.125% interest rate, the Annual Percentage Rate (APR) for this loan type is 4.139%. The monthly payment schedule would be:

    360 payments of $2,423.25 at an interest rate of 4.125%

    Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Apply Now

JUMBO 15 Yr Fixed Rate

  • Rate:3.375%
  • APR:3.400%
  • Points:0
  • Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $500,001, and an estimated property value of $625,002. The property is an existing single family home and will be used as a primary residence.:At a 3.375% interest rate, the Annual Percentage Rate (APR) for this loan type is 3.400%. The monthly payment schedule would be:

    180 payments of $3,543.81 at an interest rate of 3.375%

    Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Apply Now

JUMBO 3/1 ARM Rate

  • Rate:2.875%
  • APR:3.857%
  • Points:0
  • Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $500,001, and an estimated property value of $625,002. The property is an existing single family home and will be used as a primary residence.:At a 2.875% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.857%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

    36 payments of $2,074.47 at an interest rate of 2.875%, and
    324 payments of $2,392.69 at an interest rate of 4.125%

    Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Apply Now

JUMBO 5/1 ARM Rate

  • Rate:3.125%
  • APR:3.785%
  • Points:0
  • Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $500,001, and an estimated property value of $625,002. The property is an existing single family home and will be used as a primary residence.:At a 3.125% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.785%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

    60 payments of $2,141.88 at an interest rate of 3.125%, and
    300 payments of $2,382.58 at an interest rate of 4.125%

    Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Apply Now

JUMBO 7/1 ARM Rate

  • Rate:3.250%
  • APR:3.730%
  • Points:0
  • Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $500,001, and an estimated property value of $625,002. The property is an existing single family home and will be used as a primary residence.:At a 3.250% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.730%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

    84 payments of $2,176.04 at an interest rate of 3.250%, and
    276 payments of $2,373.09 at an interest rate of 4.125%

    Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Apply Now
JUMBO 30 Yr Fixed Rate JUMBO 15 Yr Fixed Rate JUMBO 3/1 ARM Rate JUMBO 5/1 ARM Rate JUMBO 7/1 ARM Rate
Interest rates are subject to change without notice. Apply Now Apply Now Apply Now Apply Now Apply Now
Rate 4.125% 3.375% 2.875% 3.125% 3.250%
APR 4.139% 3.400% 3.857% 3.785% 3.730%
Points 0 0 0 0 0
Example: The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $500,001, and an estimated property value of $625,002. The property is an existing single family home and will be used as a primary residence. At a 4.125% interest rate, the Annual Percentage Rate (APR) for this loan type is 4.139%. The monthly payment schedule would be:

360 payments of $2,423.25 at an interest rate of 4.125%

Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 3.375% interest rate, the Annual Percentage Rate (APR) for this loan type is 3.400%. The monthly payment schedule would be:

180 payments of $3,543.81 at an interest rate of 3.375%

Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 2.875% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.857%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

36 payments of $2,074.47 at an interest rate of 2.875%, and
324 payments of $2,392.69 at an interest rate of 4.125%

Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 3.125% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.785%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

60 payments of $2,141.88 at an interest rate of 3.125%, and
300 payments of $2,382.58 at an interest rate of 4.125%

Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 3.250% initial interest rate, the Annual Percentage Rate (APR) for this loan type is 3.730%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

84 payments of $2,176.04 at an interest rate of 3.250%, and
276 payments of $2,373.09 at an interest rate of 4.125%

Note: If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

have more questions?

We have experienced Loan Professionals in your community who can help answer any questions you may have about the mortgage loan process and CapFed®. 

Find A Loan Professional Near You
Local Loan Servicing Image
Rick Jackson Image

rick jackson, chief lending officer, discusses the current housing market

Executive Vice President Rick Jackson, CLO, shares his thoughts on housing prices, demand, Capitol Federal's local loan servicing and why 2016 is a great year to buy a house.

Check back often to learn more about the economy, finances, housing and our True Blue® traditions by watching our CapFed® series of videos, here on capfed.com. These short snippets of video will provide insights to help you make more informed decisions as you make your way through 2016 and beyond. Both our Executive Team and our employees will be featured, telling you what you need to know and what's to come. We are excited to share what it means to be True Blue. 

Watch Video
Afford Home Image

How much home can you afford?

Determine your ability to buy the home you want with our home affordability mortgage calculator. It’s free and easy to use. Try it today!

Calculate
Mortgage Rate Update Image

Sign Up for Rate Updates

Sign up to receive bi-weekly rate update emails and learn more about CapFed® home loan products.
 

Sign up for Rates
First-Time Homebuyer Image

First-Time Homebuyer?

Visit our home buying guide for the information you’ll need to navigate the process with ease.

Learn More
Mortgage Resources Image

Mortgage Help Center

Get answers to all your mortgage questions and learn more about the mortgage loan process.

Learn More