Today's Savings Rates

money market select account rates

Tiered-rates let you earn more interest in our Money Market Select Account as you grow your savings with the added features of a checking account.

Minimum Balance to Earn APY as of February 15, 2018 RATE APY
Below $999.99 0.00% 0.00%
$1,000 to $9,999.99 0.10% 0.10%
$10,000 to $24,999.99 0.20% 0.20%
$25,000 to $49,999.99 0.25% 0.25%
$50,000 to $99,999.99 0.25% 0.25%
$100,000 to $199,999.99 0.45% 0.45%
$200,000 and above 0.50% 0.50%

Transaction limits apply. Interest rates, annual percentage yields (APY) and fees are subject to change without notice. All funds placed into a Money Market Select account are FDIC insured to the maximum allowed by law. See Disclosure Information Booklet for more information.

one day only - Presidents' Day cd rates - Feb. 19

16-Month: 1.60% APY*
33-Month: 2.05% APY*
53-Month: 2.40% APY*

Celebrate Presidents' Day with CapFed® and our Presidents' Day CD rates on February 19, 2018. Open this limited time Presidents' Day CD at any CapFed branch location or apply online.

Available for personal accounts opened in person at any Capitol Federal® office, or online at beginning Monday, February 19, 2018 at 8:00 a.m. CST through Monday, February 19, 2018 at 9:00 p.m. CST. All online applications not completed prior to 9:00 p.m. CST on Feb. 19, 2018 will be cancelled and not eligible for the rate offer. Personal, retirement or personal trust account deposits only. Retirement accounts limited to 2017 and/or 2018 annual IRA contributions only. IRA rollovers, renewals, transfers and endorsements NOT eligible. Visit for more information.

*Annual Precentage Yield effective as of 02-19-18. Offer available 02-19-18 only. May be subject to early withdrawal penalty. $1,000 minimum balance to open and earn Annual Percentage Yield (APY). Account requests accepted in person, online or by mail only. Mail requests must be received on or before February 19, 2018 and will be opened only on that date. Requests by fax, email, phone or other transmission will not be accepted. Certain restrictions apply when opening an account online. IRAs cannot be opened online.

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Interest Rates and Annual Percentage Yields (APY) 

Rates Effective as of: February 15, 2018

Term of Deposit Minimum Balance to earn APY Interest Rate Annual Percentage Yield
5 Years $1,000 2.13% 2.15%
Open the Featured CD at any Capitol Federal® branch or online today.

May be subject to early withdrawal penalty. $1,000 minimum balance to open and earn APY. Certain restrictions apply when opening an account online. IRAs cannot be opened online. Rates subject to change.

Kent townsend, cfo, shares what sets capfed® apart

Kent Townsend, CFO, shares how Capitol Federal® has built a strong financial foundation with a customer-oriented focus and how that sets us apart from other banks.

Check back often to learn more about the economy, finances, housing and our True Blue® traditions by watching our CapFed series of videos, here on These short snippets of video will provide insights to help you make more informed decisions as you make your way through 2016 and beyond. Both our Executive Team and our employees will be featured, telling you what you need to know and what's to come. We are excited to share what it means to be True Blue.

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