THESE TERMS OF USE GOVERN THE USE OF THIS WEBSITE (“TERMS OF USE”). PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE WEBSITE. IF YOU DO NOT AGREE WITH THESE TERMS OF USE DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE WITHOUT LIMITATION OR QUALIFICATION. THE BANK DOES NOT KNOWINGLY GATHER OR SOLICIT DATA FROM CHILDREN THROUGH THE WEBSITE, AND BY USING THE WEBSITE YOU REPRESENT THAT YOU ARE AN ADULT WHO IS AT LEAST 18 YEARS OF AGE.
CAPITOL FEDERAL MAY MODIFY THESE TERMS OF USE WITHOUT NOTICE. YOU AGREE TO MONITOR THESE TERMS OF USE, AND TO CEASE ALL ACCESS OR USE OF THE WEBSITE IF YOU NO LONGER AGREE TO ABIDE BY THE TERMS OF USE. YOUR CONTINUED USE OF THE WEBSITE SHALL CONSTITUTE ACCEPTANCE OF SUCH MODIFICATION.
This website has been established by Capitol Federal® Savings Bank (“Capitol Federal,” the “Bank” “we,” “us,” or “our”) for the sole purpose of conveying information about its products and services and to allow communication between Capitol Federal and its customers and prospects. Nothing contained in any page on this website takes the place of Capitol Federal’s agreements and disclosures that govern its products and services. If any information on the website conflicts with that in the Bank’s agreements and disclosures, the agreements and disclosures will control.
This website contains general information about financial topics, and in some places, we provide tools or calculators for your personal use. Since we can’t know your personal circumstances in an online session, nothing on this website is intended to provide personal financial, tax or legal advice. You must consult with your own financial, tax, insurance and legal advisors. We do not create a fiduciary relationship with you through your use of this website.
In addition, Capitol Federal may place links to other websites from its pages for informational purposes only. Capitol Federal has attempted to include third party attribution notices where it may not otherwise be apparent to users that a third party provides the product or service. Capitol Federal believes the links contained on its pages are to reputable companies. Nevertheless, Capitol Federal has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any website other than this one. Users assume all responsibility when they go to other websites via the links on this website.
The information and materials contained in this website are owned by Capitol Federal or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.
The trademarks, logos and service marks (“Marks”) displayed on the website are the property of Capitol Federal and other parties. Users are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages, websites or digital properties without the written permission of Capitol Federal or such third party which may own the Marks. All information and content including any software programs available on or through the website is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content available on or through the website for commercial or public purposes.
THE BANK DOES NOT PROMISE THAT THE WEBSITE OR ANY CONTENT, SERVICE, OR FEATURE OF THE WEBSITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE WEBSITE WILL PROVIDE SPECIFIC RESULTS. THE BANK DOES NOT WARRANT THE ACCURACY, COMPLETENESS, QUALITY, ADEQUACY OR CONTENT OF ANY INFORMATION OR TOOL ON THE WEBSITE OR ANY OTHER WEBPAGE OR WEBSITE LINKED OR REFERENCED ON THE WEBSITE, NOR DOES THE BANK MAKE ANY REPRESENTATION OR WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE OR ANY OTHER WEBPAGE OR WEBSITE LINKED OR REFERENCED ON THE WEBSITE. THE WEBSITE AND ITS CONTENT ARE DELIVERED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. ALL INFORMATION PROVIDED ON THE WEBSITE IS SUBJECT TO CHANGE WITHOUT NOTICE. THE BANK CANNOT ENSURE THAT ANY FILES OR OTHER DATA YOU DOWNLOAD FROM THE WEBSITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. THE BANK DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT. THE BANK DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE WEBSITE AND/OR ANY OF THE BANK’S SERVICES. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE WEBSITE AND ANY LINKED WEBSITES. YOUR SOLE REMEDY AGAINST THE BANK FOR DISSATISFACTION WITH THE WEBSITE OR ANY CONTENT IS TO STOP USING THE WEBSITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS AN ESSENTIAL PART OF THE BARGAIN BETWEEN THE PARTIES.
The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence or any other cause of action. The Bank reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the website, or any portion of the website, for any reason; (2) to modify or change the website, or any portion of the website, and any applicable policies or terms; and (3) to interrupt the operation of the website, or any portion of the website, as necessary to perform routine or non-routine maintenance, error correction, or other changes.
THE BANK WILL NOT BE RESPONSIBLE OR LIABLE IN ANY WAY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS OR PROSPECTIVE ECONOMIC ADVANTAGE, RESULTING FROM ANY USE OR MISUSE OF THE WEBSITE OR ANY OTHER WEBPAGE OR WEBSITE LINKED OR REFERENCED ON THE WEBSITE, OR RELIANCE ON THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT HEREOF OR THEREOF, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH ARE REASONABLY FORESEEABLE.
You agree to indemnify and hold the Bank, its subsidiaries, affiliates, officers, agents, and representatives, and its and their officers and employees, harmless from and against any and all damages, liabilities, actions, causes of action, suits, claims, demands, losses, costs and expenses (including reasonable attorneys’ fees, disbursements, and court costs) arising from or in connection with your use of the website, your violation of these Terms of Use, or your violation of any rights of any third party.
Unauthorized use of our website and computer systems, including but not limited to unauthorized entry into our computer systems, misuse of passwords, or misuse of any information posted to this website, is strictly prohibited. Any attempted unlawful use may subject you to liability for damages or criminal prosecution. User access to and use of this website is subject to all applicable federal, state and local laws and regulations.
The laws of the State of Kansas will govern these Terms of Use, without giving effect to any conflicts of laws principles. You agree that any action arising out of the Terms of Use or your use or misuse of the website shall be brought in state or federal court in Kansas, and you consent to the jurisdiction of such courts.
The Bank’s failure to act on any breach of any provision of these Terms of Use shall not be construed as a waiver of the enforcement of any provision unless the Bank agrees to such waiver in writing. If any part of these Terms of Use is deemed unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity or enforceability of remaining provisions. These Terms of Use set forth the entire understanding between you and the Bank with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and the Bank with respect to such subject matter.